Practice protection

Farrier insurance

Hoofy is not an insurance carrier or broker — we build the Hoofy iPhone app for scheduling and barn paperwork. This page is only education plus a way to ask for a human follow-up if you’re comparing liability options for your shoeing business.

Questions to take to a licensed insurance agent

Farrier work combines travel, equipment, work at other people's properties, and handling horses. Describe the work you actually do when discussing insurance, then ask the agent to explain what a proposed policy covers, excludes, and requires from you.

By Hoofy editorial · Updated September 20, 2026. This is a preparation checklist, not a policy recommendation or a statement that a particular claim would be covered.

Bring these details to the conversation

Your services: describe trimming, shoeing, and any additional work accurately, including where you perform it.
People working with you: explain whether you work alone or have employees, apprentices, or contractors.
Equipment and travel: list the truck, trailer, tools, and other equipment you use or transport for work.
Client requirements: bring any written insurance or certificate requirements a barn has given you.
Existing cover: bring your current policy documents and ask the agent to identify overlap or gaps.

The US Small Business Administration's business insurance guidance recommends assessing business risks, working with a licensed agent, and comparing the terms and benefits of offers. Ask specifically how any personal, home-based, vehicle, and business policies apply to your work.

Compare the wording as well as the price

Which named activities, people, locations, and equipment are covered?
What are the limits, deductibles, exclusions, and conditions?
How are defense costs treated, and do they reduce the available limit?
How are horses in your care and claims involving completed work addressed?
What must you do to report an incident or a change in the business?

Ask the licensed agent to point to the relevant policy wording and explain any terms you do not understand. Coverage depends on the actual contract and circumstances; a guide, certificate, or inquiry submitted here does not bind insurance. Keep dated service records and follow your insurer's reporting instructions.

A one-minute next step

Use Continue and Back to move through a few questions. When you send, your answers are delivered to our team by email (FormSubmit) — no account required. We use it only to reply to this insurance inquiry.

How do we reach you?

We only use this to respond to your insurance question — not for marketing lists.

Name (required) Email (required) Phone

Your practice

Rough details are fine — they help us route your note.

Business or trade name Primary state Years shoeing / trimming (approx.)

Coverage & notes

Anything you want us to know before we email you back?

Do you carry liability insurance today? Yes No Not sure

Message I want Hoofy to follow up by email. I understand Hoofy does not sell insurance and any information here is for routing a conversation only.

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Disclaimer: Hoofy does not provide insurance, legal, or tax advice. This page is general information. Always confirm coverage with a licensed agent or carrier in your jurisdiction.